Reconcile everything
If a ledger and a provider report can't be reconciled automatically, we treat that as a bug, not an ops task.
We design and build payments, collections and verification systems for banks, mobile money operators and businesses across emerging markets, matched to local rails and the regulation that governs them.
Every market clears money differently: mobile money, card rails, bank transfer, cash agents. We build against the rails your customers and counterparties actually use, not a generic gateway that assumes conditions you don't have.
Reconciliation is designed in from day one, not bolted on after the first mismatch.
Direct integration with the mobile money operators, card networks and bank transfer rails that clear in your market.
Bulk and single payouts to customers, agents or merchants, with retries and failure handling built in.
Recurring and one-off collection, invoicing, and dunning that fits how your customers actually pay.
Ledgers, statements and provider reports reconciled automatically, with exceptions surfaced instead of buried.
FX handling and cross-border settlement for businesses operating across more than one market.
Built for intermittent connectivity and provider outages, with queuing and retries instead of silent failure.
Rails, volumes and constraints in your market, ending in a written recommendation.
Ledger, reconciliation and failure handling designed before any integration begins.
Direct integration with the providers and rails you actually settle through.
Production hardening, monitoring, and handover or ongoing support for your team.
A payment system that works but can't be licensed, audited, or trusted with real money isn't finished. We build the verification, controls and reporting each regulator actually asks for, in the market you're operating in.
We work from the actual regulatory requirements and licensing conditions, not a generic compliance checklist.
How we check payment receipts with LLMs →Onboarding and identity checks matched to local ID systems and the risk level of the transaction.
Systems designed against the specific conditions of your operating licence, not assumptions from another market.
Every transaction and approval logged and reconstructable, for internal review and regulator inspection alike.
Rules and monitoring tuned to the fraud patterns that actually occur on your rails and in your market.
Storage, access and retention that meet local data protection and residency requirements.
Regulator and auditor reporting generated from the system of record, not assembled by hand each cycle.
The actual licensing conditions and regulator expectations for your market, in writing.
Verification, approval and audit-trail design that satisfies the requirement without slowing the product down.
Implementation, plus the test cases a regulator or auditor will actually check.
Reporting that runs on a cycle, and controls kept current as rules change.
If a ledger and a provider report can't be reconciled automatically, we treat that as a bug, not an ops task.
Providers and rails go down. Queuing, retries and idempotency are there from the first integration.
We build to what the regulator actually checks, not a generic template borrowed from another market.
If it moves money, it can be traced end to end, by your team and by a regulator.
Built in-house: VeriPay, an all-in-one payments, collections and reporting platform for Ethiopian businesses, live today.
See VeriPay →